Image of woman in a field of wild flowers Making dreams come true

April 19, 2017

“When can I retire?” “How much will I need?” “Can I afford to help my kids onto the property ladder?”   As financial advisers, these … Continued

City buildings night view How can an IFA help a business?

March 23, 2017

A few years ago, I met someone who had recently joined a company where the sole director was left in a coma following an accident. … Continued

Image showing a jar full of coins Managing Your Savings

March 7, 2017

Do you know how much interest you’re getting on your savings? Do you know how much would be protected by the FSCS (Financial Services Compensation … Continued

Image showing money being unlocked from a chain and padlock Don’t get ripped off and lose your pension!

January 18, 2017

Did you see the Panorama programme shown on the BBC back in July 2016, called Pension Rip-Offs Exposed? It revealed how some people have been … Continued

Image showing empty road to upcoming 2017 against a big cloud 2016 – What a Year!

December 18, 2016

What a year 2016 was! 2016 brought us surprises including Brexit, Trump and a new UK Prime Minister, I wonder what’s in store for us … Continued

Long Term Care funding calculation Should I be paying for my care?

November 14, 2016

Frequently clients approach me for advice on how to meet their care fees, not knowing where to start. Before you decide HOW to pay, it … Continued

The Property Market Buy-to-let changes

October 18, 2016

The Government has brought in a lot of changes in the last few years. One area which has been subject to change is the buy-to-let … Continued

Who What Why Where When directions What should I do with my pension?

September 15, 2016

Since April 2015, we have much more freedom about how we spend our pensions. But now that there’s so much choice, which option is best? … Continued

Rise of the female

August 17, 2016

On 11 July 2016, Theresa May was appointed as only the second ever female Prime Minister in the UK. This may seem astonishing when you … Continued

Life after the Brexit vote

July 4, 2016

On 23 June 2016, the majority of UK voters indicated they want to Leave the EU. Whatever you may think about the Brexit decision, we … Continued

Just Starting Out?

June 16, 2016

Where have all the years gone? I’m not that old! But I keep wondering where all the years have gone. Recently, I’ve been finding myself … Continued

Care planning: Not just for elderly people

May 25, 2016

When you think about care homes and residential homes, you might automatically assume all the residents are elderly. But there are also many younger people … Continued

Pension savings Understanding the new State Pension

April 17, 2016

Over the past few years, there have been so many changes to the Pension system that it’s hard to keep up with them. One big change … Continued

Superman/Superwoman We can’t all be Superman/Superwoman

March 21, 2016

I’ve just read about Paul Daniels being diagnosed with a terminal brain tumour and it got me thinking about the celebrities who have passed away … Continued

Tax, Savings, Pension Tax Relief on Pension Contributions

March 1, 2016

Tax Relief on Pension Contributions Over the last few years there have been major changes to pensions, with the 2014 budget widening the choice on … Continued

Divorce, settlement Divorce and Financial Settlements

February 1, 2016

February is traditionally the month of love, but, unfortunately for many couples, the beginning of the year is when they decide it is time to … Continued

Managing in later life Are your loved ones managing?

January 1, 2016

What do you do when someone can’t manage at home any more? At this time of year families tend to get together, and it might … Continued

How the 2015 budget could affect you

September 29, 2015

The new Government announced their first budget on 8 July, which included many interesting changes from a financial adviser’s viewpoint. The main issues are summarised … Continued

Paying for investment advice

As you may have noticed, I haven’t written much about Investments over the past few months, as I’ve focused on the recent changes to care … Continued

What to do when the market falls What to do when the market falls

September 16, 2015

As I am writing this article on 3 September 2015, the stock market has fallen nearly 900 points in the last three months, due to … Continued

How to save a bigger house deposit

When you want to buy property, you usually have to save up for a deposit first. Unfortunately, this is not always easy, especially if you’re … Continued

Long-term care and the Dilnot Report

March 5, 2015

You may have read my previous articles about the pension reforms that are due to take effect this year. Other major changes include the implementation … Continued

New year, new start.

January 16, 2015

A new year, a new start by Monetary Solutions Ltd   The beginning of the year is a great time to take stock of where … Continued

Now the dust has settled – 2014 Budget Review

December 16, 2014

Now the dust has settled, it’s an ideal opportunity to look at what Osborne said in his Autumn Budget Statement. ISA It was reported last … Continued

Power of Attorney Understanding Powers of Attorney: A simple explanation

July 1, 2014

Although we don’t advise of Powers of Attorney, it’s important to understand them: We can help It is important to seek legal advice when setting … Continued

Savings Managing Cash: Good news

June 1, 2014

Expert advice on managing cash to ensure it remains safe, as well as working hard for you   2008 changed many things in the financial field … Continued

Paying for long-term care: A deeper look

May 1, 2014

Long Term Care advice from the qualified experts at Monetary Solutions You might remember my previous article where I introduced Karen MacDonald, our Long Term … Continued

The Budget through the eyes of an IFA: What the changes mean to you

April 1, 2014

Detailed analysis of The Budget, and how it affects you What a thought-provoking Budget! I think the Budget has stunned most of my sector; we … Continued

Demystifying Pension Jargon: Everything you need to know

March 1, 2014

Helping you to understand the pension jargon so you can plan your retirement with confidence In its simplest guise, a Pension is a savings plan … Continued

Paying for Long Term Care: Advice from an expert

February 1, 2014

Advice from qualified experts in paying for Long Term Care Introducing Karen MacDonald – one of our specialists in providing advice about Long Term Care. … Continued

Paying for investment advice: introducing customer-agreed remuneration

January 1, 2013

  Over the years, I’ve heard many people question whether investment advice can really be truly independent, as they imagine that independent financial advisers (IFAs) … Continued