What do you do when someone can’t manage at home any more?
At this time of year families tend to get together, and it might become apparent that a family member isn’t managing as well as we thought they were. In fact, they may have reached a point where they need care.
When a person first needs care, it can be like stepping onto a different planet. Here are a few of the things you need to do:
- Get the right care assessments and state benefits
- Find the right care, whether that’s in a care home or at home
- Work out who’s going to pay for it and how to make the money last…
As the individual may be elderly, or have suffered a debilitating injury, the burden usually falls on someone else.
I help the ‘someone else’ to
- Make sure their relative or friend gets the right care
- Make the money last as long as possible
- Ensuring the person can live where they want to for as long as they want to
Take suitably qualified advice
Despite fees averaging over £29,000 a year1 only 13% of people funding their own care get professional financial advice from a qualified adviser2. As a result 1 in every 4 runs out of money and has to fall back on the state for help3.
1 Laing & Buisson, Care of Elderly People 2015, residential care only
2 LGIU Independent Ageing Report, March 2011
3 LGIU Independent Ageing Report, 2013