One of our first questions when discussing individuals’ retirement plans is “How much income do you want when you retire?” Often this is met with … Continued
Financial Planning
The criteria we used when selecting funds
In the last week or so there has been a lot of talk about Neil Woodford, but who is he and what criteria should we … Continued
Lifetime Allowance
I have said many times that it’s so important to have all your cards on the table for financial planning. Recently, I’ve seen a couple … Continued
Providing advice and personal solutions to your financial challenges
Over the years as an adviser I have seen many changes in our industry and have noted the change in focus from products to outcome, … Continued
Are annuities a thing of the past?
Last week, I used the word “annuity”. When I saw the look on my client’s face, I realised that it had become a dirty word! … Continued
‘Tis the Season to be Jolly
The Christmas season is one of my favourite times of the year, as it is for many people. However, it is easy to get caught … Continued
Time to fix your mortgage rate?
With interest rates being at an all-time low, there has been a lot of talk about rates rising, especially now. The question you might be … Continued
Tax implications
Tax implications on your investments When looking at different types of investment, you also have to consider the tax implications. In fact, you could … Continued
When did you last review your life cover?
Many clients have approached us recently to review their life cover, perhaps inspired by all the tragic events that have occurred over the last few … Continued
Keeping your investments in tune
We recently rescued a piano, which was sadly rather out of tune. The piano tuner came today to tune it. To get it playing well and … Continued