Over the years as an adviser I have seen many changes in our industry and have noted the change in focus from products to outcome, … Continued
Financial Planning
Are annuities a thing of the past?
Last week, I used the word “annuity”. When I saw the look on my client’s face, I realised that it had become a dirty word! … Continued
‘Tis the Season to be Jolly
The Christmas season is one of my favourite times of the year, as it is for many people. However, it is easy to get caught … Continued
Time to fix your mortgage rate?
With interest rates being at an all-time low, there has been a lot of talk about rates rising, especially now. The question you might be … Continued
Tax implications
Tax implications on your investments When looking at different types of investment, you also have to consider the tax implications. In fact, you could … Continued
When did you last review your life cover?
Many clients have approached us recently to review their life cover, perhaps inspired by all the tragic events that have occurred over the last few … Continued
Keeping your investments in tune
We recently rescued a piano, which was sadly rather out of tune. The piano tuner came today to tune it. To get it playing well and … Continued
Making dreams come true
“When can I retire?” “How much will I need?” “Can I afford to help my kids onto the property ladder?” As financial advisers, these … Continued
How can an IFA help a business?
A few years ago, I met someone who had recently joined a company where the sole director was left in a coma following an accident. … Continued