“When can I retire?”
“How much will I need?”
“Can I afford to help my kids onto the property ladder?”
As financial advisers, these are questions we often hear.
Unless you know how much money you need to give you the lifestyle you want, how will you know when you’ve got it?
- Might you find yourself working for longer than you have to?
- Could you retire 5 years earlier?
- Would you set aside more money for your future if you could be confident that it was the right amount and would really make a difference?
Many dreams are attainable – they just need to be planned and budgeted for. As Brian Tracy said: “People with clear written goals accomplish far more in a shorter period of time than people without goals could imagine”.
“People with clear written goals accomplish far more in a shorter period of time than people without goals could imagine” Brian Tracy
At Monetary Solutions, we help your dreams to become reality by mapping out your future financial security.
We start by exploring what will happen if you make no changes. This highlights whether there are any financial pot-holes in the road ahead. Once we know where the problems might be, we look at different solutions to see the impact that each would make, e.g. using a lump sum to reduce your mortgage versus putting it into your pension.
For some clients, this experience has revealed that they already have enough to afford the future they want, and can even spare some money now for their children.
By working through our process, you will receive answers to your questions and become more confident in the decisions you make. It’s also far easier to check your progress and make sure your plans are still on track (and to make appropriate course corrections if required).
I hope you can now see how financial advisers go beyond just giving financial advice – we help to enable people to have the lifestyle they want, and help make their dreams come true.
At Monetary Solutions Ltd, you can book a free initial consultation about any financial matters, so please call us on 020 8655 8488.